Financing
The world of home financing is changing with new programs being offered from day to day. G.H. Watts Construction has established working relationships over the years with local lenders to ensure we have the programs that can help you.
Our goal is to give you the Lenders that provide you the security of your loan and the best rates possible.
Listed below are programs offered to our homebuyers from our local Lenders ensuring you that whatever your financing needs may be we will work to find the program that suits you.
We recommend that you meet with your Lender for a pre-approval prior to starting the buying process. This allows you to know what you can afford and the program that your Lender recommends to you.
Special Homebuyer Programs
- VHDA/FHA/VA loans
- USDA Rural Development Zero Down Payment Loan
- $10,000 Down Payment Assistance Grant for 1st time buyers
- (Not Nehemiah or Ameridream)
- Processing, Underwriting & Closing all Done Locally
- Rehabilitation/Construction Financing
- Remodel Kitchen, Finish a Basement, Modernize Plumbing,
- Heating, AC Electrical Systems and Much More !
- Construction –to-Perm Financing available
- Lot Loans Available
Once you decide on the plan for your new home, a construction contract is written with Watts Construction.
Now you are ready to start the application approval process with your Lender.
“Always Remember that Every Loan Available Requires that you Maintain Acceptable Credit Scores”